OwlyPowly Own your finance flow.
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OwlyPowly · Smart Finance Tracker · Beta – Free Access

Own your finance flow. Shape your future.

An ad-free expense tracker that has no interest in your data. Snap a paper receipt and OwlyPowly reads the shop, date and amount in seconds – you just confirm. No bank linking, and receipt images are encrypted. Online shop receipts? Just forward them by email.

All features free during the beta   No credit card required   Computer and phone

No ads or trackers Your data is not for sale Export all data at any time

Why OwlyPowly

Three reasons people give up on expense trackers – and how we solve them.

Receipts read in seconds

Problem: Manual entry is tedious – most people quit after a few days.

Solution: Snap the receipt. OwlyPowly reads the shop, date, amount and items and suggests a category; it even separates school supplies on a grocery bill. You just check and confirm.

Fair and affordable

Problem: Trackers with receipt scanning often cost €5–10 a month or live off ads and your data.

Solution: Receipts are read with open-source technology on our own server – no expensive external AI services. During the beta all features are free.

Privacy first

Problem: Linking bank accounts and sending receipts to third-party ad servers feels uncomfortable.

Solution: No bank linking, no ads or trackers. Receipt images are encrypted with your household's key, data is never sold – export or delete it at any time.

Everything you need for family finances

One app instead of a spreadsheet, a box of receipts and a pile of reminders.

New

Online shop receipts straight from your email

Just forward the order confirmation to your personal OwlyPowly address – by hand or automatically with a Gmail or Outlook rule. The shop, date and amount are read for you; you only confirm. We only accept mail from members of your household, and until you sign in the message is locked so nobody can read it.

Receipt reading

Snap a receipt or upload a PDF: shop, date, amount and items are read in seconds, and items are split into categories automatically.

Savings goals with a forecast

Set a goal and a deadline. The forecast takes your average and bigger yearly costs into account and tells you whether you are on track or at risk.

Budget and alerts

A monthly budget with a forecast to the end of the month, a warning before the limit and an overview of where most money goes.

Warranties with reminders

Mark a warranty on a receipt – a reminder before it expires and the receipt always at hand for a claim.

Inflation and purchasing power

Compare your costs with official inflation and see the real value of your money over time.

For the whole family

A shared household with several members: everyone sees and edits the same accounts, entries and goals.

Recurring bills

Bills, subscriptions and instalments prepare themselves; the Assistant also finds forgotten subscriptions.

Statement comparison

Upload a bank statement (PDF, XML, CSV or Excel) and instantly see what is missing or does not match.

Excel and full export

Import an old spreadsheet or any table, export to Excel and all data with images to ZIP – any time.

Phone and computer

Install it on your phone’s home screen; quick entry works offline too and is sent automatically.

Calendar and holidays

Spending by day, due dates and public holidays – a warning if a payment falls on a weekend.

Change history

Every change is recorded: who, when and what. In settings you also see your previous sign-in.

Slovenian, English, Spanish, Italian and French · light and dark theme · simple and extended view

Your data stays yours

Encrypted receipt images Only your password or recovery code unlocks the key.

No bank connection We never ask for access to your bank account.

Reading on our server Open-source OCR, no images sent to external AI services.

No ads or tracking Only necessary cookies, data is not for sale.

Export and delete any time Download all data as ZIP or Excel and delete your account in a few clicks.

Change history See who changed what and when you last signed in.

How does it work?

  1. 1. Snap the receipt

    With your phone or upload an image/PDF – and simply forward online shop receipts by email. Works offline too – quick entry waits on your phone.

  2. 2. Instant parsing

    Shop, date, amount and items read in seconds. Uncertain fields are highlighted for you to check.

  3. 3. Track your flow

    Charts, budget and the assistant show where the money goes – for the whole family and all accounts at once.

OwlyPowly Beta – Free Access

OwlyPowly is in beta: we are testing and improving the app together with our users. Meanwhile all features are free and unlimited – there are no payments and you don’t enter a credit card.

Free

What you get

  • All features, no limit on the number of accounts
  • Receipt reading from photos or PDF
  • Online shop receipts by email
  • Savings goals, budget, inflation and Assistant
  • Up to 10 family members in the same household
  • Export to Excel and ZIP at any time

What beta means

  • The app works, but we are still improving it
  • Bugs and short outages are possible
  • Report a bug with one click (“Report a bug”)
  • We recommend regular backups (ZIP)

When the beta ends

  • We’ll let you know by email in good time
  • Your data stays
  • You decide whether to continue
  • You can export or delete your data at any time

Join for free

Beta version: the service is provided “as is”. Details are in the terms of use. Terms of use

Frequently asked questions

Is everything really free during the beta?

Yes. There are no payments during the beta and you don’t enter a credit card – you only need an email address. All features are available, with no limit on the number of accounts.

What does beta mean?

OwlyPowly already works, but we are still testing and improving it with our users. Bugs or short outages may occur, so we recommend regular backups (ZIP). Report a bug with the “Report a bug” link at the bottom of every page.

What happens when the beta ends?

We’ll let you know by email in good time what comes next. Your data stays, you decide whether to continue, and you can export or delete your data at any time.

How many receipt images can I store?

Each household has 20 MB of storage for receipt images (about 80 images). You can also choose to keep only the data read from receipts. When the storage is full, we ask you for a backup; without one, after 14 days we delete the oldest images. Data and receipts with a valid warranty always remain.

How do I add a receipt from an online shop?

In Settings turn on “Receipts by email” and you get your personal OwlyPowly address. Forward the order confirmation to it, or set up an automatic rule in Gmail or Outlook. At your next sign-in the receipt is read and waits for your confirmation. We have no access to your mailbox – we only see messages you forward yourself.

Where are my receipts read?

On our own server, with open-source text recognition (OCR). Images are not sent to external AI services and are encrypted on disk with your household's key, which only your password or recovery code unlocks.

Does it work on my phone?

Yes. Open the site in your phone's browser and choose “Install app” or “Add to Home Screen” – OwlyPowly opens like a regular app, you snap receipts straight from the camera, and quick entry works offline too.

Does OwlyPowly give advice on how to manage money?

No. OwlyPowly is a record-keeping tool: it reads receipts, adds up and shows your data. Forecasts and tips are only calculations from your entries, not financial, tax or legal advice – the decisions are yours.

Take control of your finances – today.

Everything is free during the beta. No credit card, no commitment.

Join for free
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